My creditor seized my brand new iPhone , he told me that it will serve as payment for my debt to him. Does he have the right to do that?
October 25, 2017
No. He is even liable Coercion by a creditor under Art 287 of the Revised Penal Code. It is committed by a creditor who, with violence, shall seize anything belonging to his debtor with an intention of applying the same as payment of his debt.