Credit Card Collection in the Philippines: What Borrowers Should Know
Consumer Law Guide Credit Card Collection in the Philippines: What Borrowers Should Know Collection letters and calls can become stressful quickly. Knowing your rights and the proper collection process helps you distinguish between legitimate collection efforts and harassment. Legal Consultation Corporate & Commercial Law Hub How Credit Card Collection Works When a credit card account […]
Small Claims in the Philippines: Practical Guide for Money Claims
Philippine Legal Guide Small claims cases are designed for straightforward money claims. This page explains the usual process, the documents people prepare, and practical next steps before going to court. Legal ConsultationContact the Office When Small Claims May Apply Small claims procedure is commonly used when a person wants to recover money without a full […]
What If a Deed of Absolute Sale Was Forged in the Philippines?
Forgery allegations often require urgent document review If a signature on a deed of absolute sale was allegedly forged, the situation may involve both civil and possible criminal issues, depending on the facts and evidence. Why Immediate Review Matters Cases involving alleged forgery, title transfers, or unauthorized sale of property can become more complicated if […]
Can Another Person Assume My Car Loan in the Philippines? A Practical Guide
Consumer Law Guide Can Another Person Assume My Car Loan in the Philippines? A private arrangement between borrower and buyer is not always enough to transfer a car loan obligation. This guide explains the usual issues people check before handing over the vehicle or payments. Legal Consultation Corporate & Commercial Law Hub Can Someone Take […]
Understanding the AP-PMS Requirements: A Comprehensive Guide to Marriage Laws in the Philippines
Marriage laws in the Philippines offer unique flexibility in their approach, as indicated by Article 6. Unlike many global jurisdictions, Philippine matrimonial law does not mandate a particular form or religious ceremony for a marriage to be solemnized. The simplicity of a written agreement, signed between the couple in front of a judge and two […]
Family Code of the Philippines:Requisites of a Valid Marriage
Art. 1, FC. Marriage is a special contract of permanent union between a man and a woman entered into in accordance with law for the establishment of conjugal and family life. It is the foundation of the family and an inviolable social institution whose nature, consequences, and incidents are governed by law and not subject […]
Civil Code of the Philippines: Art. 6
Art. 6. Rights may be waived, unless the waiver is contrary to law, publicorder, public policy, morals, or good customs, or prejudicial to a third personwith a right recognized by law. What one can waive are rights and not obligations. Example, a creditor can waive theloan but the debtor may not. There is no form […]
Family Code of the Philippines:Marriage Certificate (Articles 22 and 23)
Art. 22. The marriage certificate, in which the parties shall declare thatthey take each other as husband and wife, shall also state:(1) The full name, sex and age of each contracting party;(2) Their citizenship, religion and habitual residence;(3) The date and precise time of the celebration of the marriage;(4) That the proper marriage license has […]
Civil Code of the Philippines: Art. 7
Art. 7. Laws are repealed only by subsequent ones, and their violation ornon-observance shall not be excused by disuse, or custom or practice to thecontrary. When the courts declared a law to be inconsistent with the Constitution,the former shall be void and the latter shall govern.Administrative or executive acts, orders and regulations shall be validonly […]
Family Code of the Philippines:Additional Requirements for Annulment or Declaration of Nullity
Art. 48. In all cases of annulment or declaration of absolute nullity ofmarriage, the Court shall order the prosecuting attorney or fiscal assigned to itto appear on behalf of the State to take steps to prevent collusion between theparties and to take care that evidence is not fabricated or suppressed.In the cases referred to in […]