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2,820 Responses

  1. Good day po! Dati po akong ofw sa dubai. Nawalan po ako ng work at nagkacase dahil sa loan and creditcard na di ko nabayaran. Imbes na tumakas, nagpakulong ko po ako ng 2 months sa dubai until makauwi po ako ng pinas. May dala po akong case closure from court at clearance from dubai police. That was december 2017. Today po may nareceive akong email from a law firm dito sa pinas as mentioned below:

    “We have been exhausting all available legal means to reach you and discuss a possible out-of-court settlement of your credit card obligation to our client – Emirates NBD. Unfortunately, it appears that you have been continuously ignoring our efforts and evading the payment of your obligations with ENBD.

    Kindly take note that we are willing to assist you in settling your obligations with Emirates NBD. However, in view of your failure to cooperate with us, you are leaving us with no choice but to formally recommend to ENBD the immediate filing of the appropriate civil and criminal case/s against you in the proper court of Dubai/UAE, or in any other jurisdiction where you are presently staying/working.

    Please be advised that, in the event a foreign court’s decision becomes final and executory, we may initiate the filing of a petition before the Regional Trial Court of the province where you and/or your properties may be found for the enforcement of the foreign judgment. Once granted, we will definitely implement the decision and proceed to levy your real and personal properties and garnish your bank accounts. In addition, subject to our law and the prevailing laws of the country you were staying/working, we may also seek the cancellation of your passport and/or other travel documents, as may be allowed under the circumstances, and commence deportation proceedings against you.

    This notwithstanding, we are still giving you a non-extendible period of THREE (3) days from receipt hereof to settle your above mentioned account. We hope you will to settle the said obligation amicably with our client to avoid further legal complications.”

    Legal po ba ito? Nakulong na po ako at closed na po yng case ko sa dubai. Bakit may ganito po ulit?

  2. Can condominiums ban pets?
    Can we ask for a appeal with the building management?
    Penalizing such as confiscation of pets is even allowed?
    There are pets in other units but the management only targets us.

  3. good pm po atty. kinasal po kme ng ex ko na australian citizen dito sa pinas then nag file po sya ng dovroce sa bansa nya at na grant nman po.. paano po mag gile ng recognition of divorce decree dito saten?

  5. Hello po Atty. ano pwede naming gawin sa nambubully s pinsan ko na sinasabi may nude photos siya dummy account po ang gamit pero may primary suspect ang pinsan ko para gumawa nun kaya lang tinatangi nila patuloy padin po ang pananakot at pangungutya sa pinsan ko until now minimessage pati mga pinsan at kapatid na kung kilala nga daw ung pinsan ko na may nude photos

  6. Hi po, I have a question po. Nabangga po ang aming sasakyan last week and made a deal sa nakabangga na ipapaayos nila, we haven’t heard from the owner of the other vehicle since the incident happened. May police report naman pong napagawa and both parties already claimed the said police report. Ano po ba ang next step na namin? Mahal po ba magsampa ng kaso?

  7. Good noon po Atty.
    Ano po b ang dapat gawin… nagpksal po aq last 2005 june, sa mayor… 19y.o sya that time aq namn ay 21y.o oct 2005 nghiwlay dn kame..
    Muslim Guy sya… christian namn aq… up 2 now wla na aq balita sa kanya khit isa…
    tanong q lng ano b dapat q e file..? Annulment b.???
    Hope u can help me… thanks…

  9. Hi po attorney.Ask ko lang po sana kung ano po karapatan ko po?Seaman po asawa ko wala po kami anak nagdisisyon po kami maghiwalay nung January lang po. Pareho po kami may anak sa una po namin partner.Nakatanggap po ako ng allotment hanggang April lang po kasi pauwi na po sya ngayon June. Ang usapan po namin pag nakasampa na po sya ulit wala na po ako matatanggap na allotment.Sobrang nagiiba po ugali nya pag dating po sa pera kaya nakipaghiwalay po ako sa kanya.Before po kami magdisisyon maghiwalay may napadala po sya 13k para po sana sa ipon namin. Gusto nya po ibalik ko po sa kanya yung pera na po yon dahil sya daw po nagsakripisyo at nagpagod at kung hindi ko daw po maibabalik may karma naman daw po o kaya magharap daw po kami sa attorney o barangay.

  10. Hi atty..good am..ask ko lng po may tatlo po kasi akong credit card n hind n bbyaran..ksi nwlan po ako ng work e may personal loan at car loan pa po ksi kmi bnabayran..pde po ba nila makuha yung pera na hinuhulog nmin pra sa bayad s loan..thru bank account po ksi n nkapngalan s akin.

    1. Good morning..nakita ko po number nyo thru site..question ko lng po may tatlong credit card po ksi akong hnd nabayran eastwest,metrobank at pnb.wla po ksi akong trbho ngyon..aswa ko lng yung may trbho…hnd n po kaya ng budget mamin mabyran yung sa crdit card..may binbyaran pa po ksi kmi na personal loan..thru eatwest.kaya my checking account po kmi…pti nrin po sskyan na nka thru financing kay insular at binabayaran nmin thru my checking account..pde po ba nila mkuha yung denedeposit nmin pera sa checking account pang bayad s mga loan..ksi inaalala ko baka tumalbog mga check nmin kung kunin nila o ifreeze nila

      1. Yes it is allowed. Under CIRCULAR NO. 398
        Series of 2003, Subsecs. X320.12 and 4301N.12 Offsets. For purposes of transparency and adequate disclosure, the credit card issuer shall inform/notify the credit cardholder in the agreement, contract or any equivalent document governing the issuance or use of the credit card that, pursuant to the provisions of Articles 1278 to 1290 of the New Civil Code of the Philippines, as amended the use of his credit card will subject his deposit/s with the bank to offset against any amount/s due and payable on his credit card which have not been paid in accordance with the terms of the agreement/contract.

        2. Hi atty . pwde po ba mag tanong kung anung dapat kung magandang gawin sa birthcertificate ko na mali ang tatay nt apelyedo ko anu po dapat kung gawin

        3. Hi po atty, tanong ko po allowed po ba ang mga credit card company na mag sherrif ng gamit kasi po hindi kami nakakabayad sa card.. hindi ko na po kasi mabayaran ang total amount kasi ayaw na po nila ng installment..dapat daw po full amount na..salamat po sa payo..

      1. Good afternoon ako po yung shella may quinto sa website.sinagot nyo n po tanong ko .kso may tnong pa po ako bago po ba nila mkuha pera ko s checking account mag aabiso po ba sila..may nabasa po ako sa google savings account lng dw po nila pde galawin ang pera pero s checking account ay hnd..ito po ang nkalagay “as written the regulation doesnt let banks use of setoff to take your checking account to pqy may credit card debt

      2. Ano po kaya maganda namin gwin…pra d nila magalw pera nmin s checking account..pede rin ba nila mkuha sskyan ko khit hnd ko pa tpos bayaran..naghhulog po ako monthly ng 1k s knila

      3. Hello po atty. Ask ko lang po kung pwede po bang magreklamo sa DOLE about sa violation ng employer po sa employee nila kahit ung employee po is wala pang 3months po na nagwowork sa kanila? Tsaka wala po siyang hawak na kopya ng kontrata sa trabaho.Hindi nila binigyan ng kopya po.

      4. Tsaka ilang months po ba ang hihintayin bago po i-issuehan ng ng employer ng SSS ang isang empleyada po? Kase ung kapatid ko po is mag 9 months na pong nagwowork sa isang company pero hindi pa po iniissue han ng SSS.

  11. Hi Atty. inquire ko Lang po Kung dapat ba namin isali sa hatian ng lupa ang aming kapatid na PWD/mental illness and in case na dapat nga sya isama pwede po ba mkuha ng sister ko yung share nya na parehas nman silang unemployed n PWD at nkuha lang ng allowance sa aming mga kapatid?

  12. Hello Atty. magandang araw. meron kasi akong ipapaconsult bago ko pirmahan un agreement. pwede ko po bang mahingi un email add mo atty. para masend ko un agreement. gusto ko sana malaman kung ano yun mga bawal at importante na dapat sundin sa agreement.. maraming salamat po.

  13. Good afternoon atty, nag rent po kmi ng store 4,500 per month. Nag start po kmi last May 14, 2019 but nag paalam na po kmi sa may ari na hindi na namin tatapusin ang rent namin. Nag bigay po ako ng 1month advance and 2months deposit. May one week pa po para ma count sa one month ang na consume nmin. May konting gamit pa po kmi na naiwan sa store na hinahakot nmin.
    Kinausap po nmin ang may ari but sinabi nya na ibabalik nya lang ang deposit kapag may uupa na uli which is okay nman po sa akin dahil yun ang napag usapan nmin noon at ide deduct lahat po ng bayarin sa electricity and water. Ang hindi ko lang po nagustuhan sa sinabi nya is HABANG WALANG NAGRE RENT IS IDE DEDUCT PA RIN NILA YUNG ARAW NA WALA NA KAMI SA STORE. Sa part ko po, agrabyado po ako kse po hindi ko po kasalanan if wala agad magre rent sa store nila kapag umalis kmi bakit babawasan po yung deposit ko na hindi na ako nag ooperate at wala na mga gamit ko?
    Wala po akong contract na pinirmahan sa pag upa ko. Ano po ang dapat kong gawin? Marami pong salamat.

  14. Hi Atty,

    Bf ko po, naturalized US-citizen, nagpakasal sya dito s pinas sa isang pinay then they lived sa US. After sometime nagfile ng divorce ang wife nya at nagrant naman po sa US. Questions po, paano at saan po namin ifa-file ang divorce ni bf para ma-recognize dito sa pinas? Anu-ano po mga kilangang documents to file for the said recognition? Kilangan din po ma-red ribbon lahat ng papers or documents? And saan po namin gagawin iyon? Thank you po.

    1. If your bf is a foreign citizen or not a Filipino citizen, there is no need to file a recognition of foreign divorce. Para siya nagpakasal kailangan lang niya mag present ng affidavit to legal capacity to marry

  15. good morning po. ask ko lng po. mag utang po ako sa isang lending app. nakakabayad po ako nung una pero nung mga katagalan, nag fail po ako makabayad dahil sa inuna ko po ang gamot ng aking nanay. nakipag usap po ako sa kanila pero hindi po sila pumayag. 6k po ang nautang ko sa kanila, in a matter of 15 days, 13k na daw po ang dapat kong bayaran. more than the principal amount na nakuha ko. nagtetext po sila ng mga messages na napakasakit po talaga at hindi ko po masikmura. puro mura na po ang inabot ko sa mga collection agents na ito. ano po ba ang dapat kong gawin? thanks po sa advice. now they are telling me that they will call my company to inform about my debt

  18. Hello po.Good morning.magtatanong lang po SNA ako about sa warrant of arrest ng bayaw ko po.Wala po siyang kasalanan pinagbintangan po siyang nagnakaw ng pera sa boss niya ,pero wala pong katotohan un.tsaka bakit may warrant of arrest na samantalang wala naman pong natatanggap ang bayaw ko na reklamo.

  19. Good morning po,
    Im a teacher po, nagpapabago po kasi ng grade ang student ko na running for cum laude. Hindi ko naman po babaguhin at wala po akong balak baguhin. Dumating sa punto na pinuntahan ng tatay ng student ko ang papa ko para makiusap baguhin ang grade. Dahil nalaman nilang kamag-anak po pala namin sila. Almost 2 years na po nangungulit ang student at ngayon na graduating na sya ay she keep on saying na mapabago ang grade. I want a legal advice about this kasi nahharass na ako sa ginagawa ng student. I already gave the class record sa Dean pero parang hindi nya ako mapagtanggol. I will wait for your response

  20. Good morning po, itatanong ko lang po kung ano pong pwede kong gawin, nakapag loan po kasi ako sa isang online lending, nasettle ko siya pero di ko nakuha ung receipt sa counter dahil nagmamdali po ako, ngayon po pinagttext po ako na overdue ko na po kaya sinabi ko nasettle ko na hanggang sa hinack nila ung contact list ko at pinadalhan nila ng message na notice to the public,andun buong name at address ko at kakasuhan daw ako ng estafa, which is not true. kaya lang po kasi nabasa ng mga katrabaho ko at boss kaya po nagworried ako. tinawagan ko po ung nagsend which is his personal number and sabi nya kay lawyer velasco siya he didn’t give his complete address sabi lang taga mindanao daw siya. Nalaman ko rin po sa iba na with same case, na peke ung lawyer at nanakot lang daw po.

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