Is 100% Interest Per Year on a Loan Illegal in the Philippines?

Consumer Law Guide Is 100% Interest Per Year on a Loan Illegal in the Philippines? Very high interest rates often lead to disputes about fairness, enforceability, penalties, and collection tactics. This guide explains the practical issues people usually examine before paying, renegotiating, or suing. Legal Consultation Corporate & Commercial Law Hub Is There a Legal […]

Credit Card Collection in the Philippines: What Borrowers Should Know

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Consumer Law Guide Credit Card Collection in the Philippines: What Borrowers Should Know Collection letters and calls can become stressful quickly. Knowing your rights and the proper collection process helps you distinguish between legitimate collection efforts and harassment. Legal Consultation Corporate & Commercial Law Hub How Credit Card Collection Works When a credit card account […]

Small Claims in the Philippines: Practical Guide for Money Claims

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Philippine Legal Guide Small claims cases are designed for straightforward money claims. This page explains the usual process, the documents people prepare, and practical next steps before going to court. Legal ConsultationContact the Office When Small Claims May Apply Small claims procedure is commonly used when a person wants to recover money without a full […]

Can Another Person Assume My Car Loan in the Philippines? A Practical Guide

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Consumer Law Guide Can Another Person Assume My Car Loan in the Philippines? A private arrangement between borrower and buyer is not always enough to transfer a car loan obligation. This guide explains the usual issues people check before handing over the vehicle or payments. Legal Consultation Corporate & Commercial Law Hub Can Someone Take […]

Chattel Mortgage Sample Format in the Philippines

General legal form reference A chattel mortgage is commonly used to secure an obligation with personal property, such as a vehicle or other movable asset, subject to the applicable legal and registration requirements. When This Form Is Commonly Used Securing a loan or obligation with movable property Describing the collateral and the secured debt clearly […]